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OUR PRODUCTS

We offer an array of products for purchasing, refinancing, or investing.

Our guidelines are continuously being updated to ensure we are competitive with the growing needs of our clients.

Why Go With Root?

At Root Mortgage, we are local and we love working with our community. We strive to provide the highest level of service and expertise through our efficient processes, systems, and teams.

Dedicated Loan Team

Competitive Rates & Fees

Streamlined Process

Buying a house is exciting, but it can also be stressful. We will work hard for you so you can enjoy the process without the stress. We recognize that every home-buying situation is different; that’s why we spend the time getting to know our clients, and learning how we can best serve them. We pride ourselves on providing the same quality service and advice to our clients that we would to our family and friends. Our goal is to work hard and build long-term relationships with our clients and referral partners.

Details

Conventional

FHA

USDA

VA

Jumbo

Loan Limits

$548,250

$517,500*

$548,250

$392,800*

$2,000,000

Loan to Value

97%

96.50%

100%

100%

80%

Down Payment

3%

3.5%

0%

0%

20%

Credit Score

680+

640+

640+

640+

740+

Debt to Income

50%

50%

41%

29% / 41%

43%

Mortgage Insurance

Optional or Waived

Permanent

N/A

Permanent

N/A

Exclusivity

N/A

N/A

Rural Areas

U.S. Military Veterans

N/A

FOLLOW US

@rootmortgage | #rootmortgage

Office

10151 SE Sunnyside Rd #220
Clackamas, OR 97015

Start a conversation

hello@rootmortgage.com
503.208.8220

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© Copyright 2021 Root Mortgage is a division of Root Executives, LLC NMLS 1830982 Oregon License # ML-5796 Washington License # CL-1830982. All information contained herein is for informational purposes only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions apply. Equal Housing Opportunity.

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Better Business Bureau: A+ Rating